Who was the inventor of the printing press?
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If a friend or family member asked to borrow money, I would first assess their need for the loan and consider my own financial situation.
I would ask them about the purpose of the loan and the amount they need. It's important to have a clear understanding of their repayment plan and timeline. Once I have all the necessary information, I can make an informed decision about whether or not I am able to help them. If I decide to lend the money, I would set clear expectations about repayment and possibly put the agreement in writing to avoid any misunderstandings or conflicts in the future. Remember, it's always essential to maintain open communication and ensure both parties are comfortable with the arrangement.
If a friend or family member asked to borrow money, I would first try to assess the situation and understand why they need the money. I would ask questions about their financial situation, how they plan to repay the loan, and what steps they have taken to address their financial needs. If I decide to lend the money, I would make sure to document the terms of the loan, including the repayment schedule, interest rate, and any other conditions. I would also make sure that the loan agreement is signed by both parties to avoid any misunderstandings or disputes in the future. Finally, I would try to maintain a professional relationship with the borrower and avoid any conflicts or tensions that could arise from the loan.
Learn more about financial: brainly.com/question/989344
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Answer:
26/01/2022or01/22/2022
mouse
track ball
printer
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An example of software is a spreadsheet :)
Answer: B) Spreadsheet
Explanation:
A spreadsheet or worksheet is a file made of rows and columns that help sort, organize, and arrange data efficiently, and calculate numerical data. What makes a spreadsheet software program unique is its ability to calculate values using mathematical formulas and the data in cells.
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If you are planning to carry a large balance on your credit card, then you should choose Low APR. Why does it so? Because APR, acronym from Annual Percentage rate will give you guidance on how much the interest you have to pay as an additional charge from your loan.
Further explanation
Interested to know more about this answer, let's take a look at our Brainly explanation below.
First, what is APR, APR is the acronym from Annual Percentage Rates. It's an entity from the credit that comes from your credit card. The formula of APR is listed below.
Example in Calculation:
To give a clear view and explanation of what is APR, please take a look at data below. For example, Bob bought a new Macbook pro, that cost him 2500 USD in June 2017. He bought it by his credit card and he need to pay monthly the bill of credit card within 10 months. In middle of 2018, when he finished paid all the bill of his Macbook pro, he realize he paid 150 dollar of the interest. So the calculation of APR from his credit card is.
1. The cost of the product that you pay
The interest of the payment is 150 dollar.
2. Sum the number and divide by the loan amount
The percentage 150 dollar divided by 2500 dollar. It gives 0.06
3. Divide them by the day terms of the loan
The term of the loan is 10 months or 300 days. So It gives 0.06 / 300 = 0.0002
4. Multiply the result to 365 days
Follow it with 0.002 x 365 = 0.073
5. Multiply by 100 to get the amount in percentage
It gives 7.3
So the APR is 7.3 %
Below is also some of the reasons why you should not pick the other choice or feature.
Why the other choices are not relevant:
B-Low balance transfer fee
Usually, people not using cash in regards to credit card usage. Why does it so, because credit card will give you extra charge to withdraw some money. It also applies to transfer fee, most of the bank provides a free transfer from one account to another account. Therefore low balance transfer is not aligned as the choice to pick a credit card.
C-Lots of credit card rewards
Credit card rewards are a gamification way of the credit card issuer and do you know that in the world only 10% of customers that are using it. It applies to the reward in another service, such as miles award and so on.
D-A large credit limit
The credit limit is entirely the right of the credit card issuer in deciding on how much the credit card should be issued. You can not just pick up the large credit limit without any approval from the institution that approves your credit limit.
Learn more
If you are interested more into this topic, we recommend you too also take a look at the following question.
- annual percentage rates by monthly: brainly.com/question/8970458
- annual percentage rate on mortgage : brainly.com/question/1398763
- how do annual percentage rates: work:brainly.com/question/1361627
Core curriculum category
Grade: 12
Subject: Economy
Subchapter: Loan
Answer:
The correct options to carry a large balance on the credit card are as below:
(a). Low APR
(b). Low balance transfer fee
(c). Lots of credit card rewards
Further Explanation:
Annual Percentage Rate (APR): The annual percentage rate is the annual rate that is charged by the bank/organization on credit balance. For large credit balance, the annual percentage rate should be minimum so that minimal interest should be charged by the bank or any organization.
Most of the people thinks that interest rate and Annual Percentage Rate(APR) are same thing but actually they are different if you are taking a loan.
APR is different from interest rate since it includes fees that one may pay to take out the loan.
Sometimes, it is not possible to avoid carrying limits on credit card. At that time, low annual percentage rate plays a vital role to reduce the extra amount.
Also, low balance transfer fee is necessary when you carry a large amount on credit card so that when you transfer the amount from the other accounts, it should have less transfer fee.
The more credit card rewards also a right thing for a credit card holder. The rewards can be further used in other transaction which reduce your loan amount on credit card balance.
Learn more:
1. Stock and bonds
2. Minimum payment of credit card
3. Charging fee in case of credit card
4. Consequences of non-payment of monthly credit card payment
Answer details:
- Grade: Senior Secondary School
- Subject: Accounts
- Chapter: Economy
Keyword:
Bank, credit card, low balance, limit, annual percentage rate, interest rate, large balance, carry, features, credit limit rewards, large credit limits, EMI, loan