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If you are planning to carry a large balance on your credit card, then you should choose Low APR. Why does it so? Because APR, acronym from Annual Percentage rate will give you guidance on how much the interest you have to pay as an additional charge from your loan.
Further explanation
Interested to know more about this answer, let's take a look at our Brainly explanation below.
First, what is APR, APR is the acronym from Annual Percentage Rates. It's an entity from the credit that comes from your credit card. The formula of APR is listed below.
Example in Calculation:
To give a clear view and explanation of what is APR, please take a look at data below. For example, Bob bought a new Macbook pro, that cost him 2500 USD in June 2017. He bought it by his credit card and he need to pay monthly the bill of credit card within 10 months. In middle of 2018, when he finished paid all the bill of his Macbook pro, he realize he paid 150 dollar of the interest. So the calculation of APR from his credit card is.
1. The cost of the product that you pay
The interest of the payment is 150 dollar.
2. Sum the number and divide by the loan amount
The percentage 150 dollar divided by 2500 dollar. It gives 0.06
3. Divide them by the day terms of the loan
The term of the loan is 10 months or 300 days. So It gives 0.06 / 300 = 0.0002
4. Multiply the result to 365 days
Follow it with 0.002 x 365 = 0.073
5. Multiply by 100 to get the amount in percentage
It gives 7.3
So the APR is 7.3 %
Below is also some of the reasons why you should not pick the other choice or feature.
Why the other choices are not relevant:
B-Low balance transfer fee
Usually, people not using cash in regards to credit card usage. Why does it so, because credit card will give you extra charge to withdraw some money. It also applies to transfer fee, most of the bank provides a free transfer from one account to another account. Therefore low balance transfer is not aligned as the choice to pick a credit card.
C-Lots of credit card rewards
Credit card rewards are a gamification way of the credit card issuer and do you know that in the world only 10% of customers that are using it. It applies to the reward in another service, such as miles award and so on.
D-A large credit limit
The credit limit is entirely the right of the credit card issuer in deciding on how much the credit card should be issued. You can not just pick up the large credit limit without any approval from the institution that approves your credit limit.
Learn more
If you are interested more into this topic, we recommend you too also take a look at the following question.
- annual percentage rates by monthly: brainly.com/question/8970458
- annual percentage rate on mortgage : brainly.com/question/1398763
- how do annual percentage rates: work:brainly.com/question/1361627
Core curriculum category
Grade: 12
Subject: Economy
Subchapter: Loan
Answer:
The correct options to carry a large balance on the credit card are as below:
(a). Low APR
(b). Low balance transfer fee
(c). Lots of credit card rewards
Further Explanation:
Annual Percentage Rate (APR): The annual percentage rate is the annual rate that is charged by the bank/organization on credit balance. For large credit balance, the annual percentage rate should be minimum so that minimal interest should be charged by the bank or any organization.
Most of the people thinks that interest rate and Annual Percentage Rate(APR) are same thing but actually they are different if you are taking a loan.
APR is different from interest rate since it includes fees that one may pay to take out the loan.
Sometimes, it is not possible to avoid carrying limits on credit card. At that time, low annual percentage rate plays a vital role to reduce the extra amount.
Also, low balance transfer fee is necessary when you carry a large amount on credit card so that when you transfer the amount from the other accounts, it should have less transfer fee.
The more credit card rewards also a right thing for a credit card holder. The rewards can be further used in other transaction which reduce your loan amount on credit card balance.
Learn more:
1. Stock and bonds
2. Minimum payment of credit card
3. Charging fee in case of credit card
4. Consequences of non-payment of monthly credit card payment
Answer details:
- Grade: Senior Secondary School
- Subject: Accounts
- Chapter: Economy
Keyword:
Bank, credit card, low balance, limit, annual percentage rate, interest rate, large balance, carry, features, credit limit rewards, large credit limits, EMI, loan
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To modify the newhybrid sheet so that row 8 repeats at the top of every printed page, below given steps can be followed.
1. Open the newhybrid sheet in Microsoft Excel.
2. Select row 8 by clicking on the row number on the left-hand side of the sheet.
3. Click on the "Page Layout" tab in the ribbon at the top of the screen.
4. In the "Page Setup" section of the ribbon, click on the "Print Titles" button.
5. In the "Page Setup" dialog box, click on the "Rows to repeat at top" field.
6. Click on the small arrow on the right-hand side of the field to open the "Page Setup - Rows to Repeat at Top" dialog box.
7. Click on the row 8 in the sheet preview area at the top of the dialog box.
8. Click on the "OK" button to close the "Page Setup - Rows to Repeat at Top" dialog box.
9. Click on the "OK" button to close the "Page Setup" dialog box.
Now, whenever you print the newhybrid sheet, row 8 will be repeated at the top of every printed page. This can be useful if you have column headings or other important information in row 8 that you want to see on every page of your printed document.
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The best way to ensure that your students can still open is to make sure and tell them that they should not save their file as '.docx' file but rather a '.doc' file. In that way, the '.doc' file can be opened in any version of Microsoft word.
Answer:
Save them as .doc files.
Explanation:
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Final answer:
Buses and lines on a computer chip connect to transistors, creating intricate electric circuits. These circuits, made possible by silicon-based integrated circuits, handle the binary code used in modern computing and operate on a nanoscopic scale.
Explanation:
In a computer chip, buses and lines connect to transistors, creating an intricate electric circuit. Transistors, behaving like on-off switches, handle digital signals that represent binary code; a transistor is either on or off. Integrated circuits, made from silicon or other semiconductors, contain vast collections of transistors, allowing for massive and complex data manipulation.
Silicon-based integrated circuits have revolutionized computer technology by integrating transistors and capacitors in a space-efficient manner, enabling the creation of densely packed circuitry required for modern computing devices like computers and cell phones. Such devices contain electric circuits with features as small as a nanometer.
These transistors are interconnected through buses and lines, known as the electrical pathways. These pathways are created using ultraprecise chemical treatments of the silicon or other semiconductors, which provides the precision needed for the minuscule scale of circuitry.
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