A loan officer will use _____ to determine if you will be approved for a loan the four Cs of lending the formula, P x (J / (1 – (1 + J)N)) debt-to-income ratio a lease

Answers

Answer 1
Answer: A loan officer will use Debt-to-income ratio to determine if you will be approved for a loan.

Debt-to-income ratio measures the debt percentages of your total income. This information could be used by the loan officer to determine your debt-paying capabilities and credit score
Answer 2
Answer:

The four Cs of lending, for sure.


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The highest level of LEED certification is _________.a. platinum
b. gold
c. certified
d. silver

Answers

A. Platinum 

Hope this helps.

Which of the following statements about personal selling is​ correct? A. Salespeople are often the only direct contact with a customer.
B. The role of personal selling is very consistent from company to company.
C. Salespeople represent the company to​ customers, but they do not represent customers to the company.
D. Personal selling is a fairly new profession.
E. Personal selling is the nonpersonal arm of the promotional mix.

Answers

Answer: Option a

Explanation: In simple words, it refers to the traditional method of selling under which the organisation hires sum people to directly interact with the customers and persuade them to buy the product. These sales personnel uses their specialized knowledge, appearance and attitude to manipulate customers.

In such a method, the individual is the only entity from which the potential customer interacts and are responsible for the services that are needed to be performed after the order is made.

Hence the correct option is A.

Final answer:

The correct statement about personal selling is that salespeople are often the only direct contact with a customer. Personal selling is personal, providing a direct link between the customer and the company, and the roles of personal selling varies greatly among different companies. It is also not a new profession.

Explanation:

The correct statement about personal selling from the given options is that salespeople are often the only direct contact with a customer. Personal selling refers to one-on-one communication between a salesperson and a potential customer. Often, in many organizations, salespeople are the only direct point of contact the customer has with the company, serving as a link between the two.

The role of personal selling varies greatly from company to company, undermining option B. While option C proposes that salespeople only represent the company to customers, the reality is that they also represent customer interests to the company. Personal selling is not a new profession, discrediting option D, and it is indeed personal, debunking option E as it forms a direct connection with the customer.

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Which of the following is an example of division of labor? A.) an assembly line B.) a roadside stand selling peaches C.) a teacher who hosts an after school study group D.) a neighboorhood kid who offers to mow lawns and rake leaves

Answers

The answer is (b.) a roadside stand selling peaces

First, a division of labor refers to the process in production in which a worker or a group of workers are assigned in a specific task to increase the efficiency. For example, an assembly of line in production. Another is a teacher who has a specialized task for the learning efficiency of the students.

The answer is A) An assembly line

I just took the quiz and this is correct.

It is correct because an assembly line is when laborers all add something to the product one after another making it a division of the labor.

The total cost of ownership for Supplier A is $2,670,000. The total cost of ownership for Supplier B is $1,750,000. The total cost of ownership for Supplier C is $2,990,000. Using Total Cost Analysis, it will be more cost-effective to use _________.a. Supplier A
b. Supplier B
c. Supplier C
d. Cannot be determined

Answers

Answer:

Using Total Cost Analysis, it will be more cost-effective to use;

b. Supplier B

Explanation:

Total cost of ownership (TCO) can be defined as the total cost of an asset including the purchase cost and cost of operation of the asset. Assessing the TCO takes a bigger picture analysis of the overall cost of an asset. Most people usually don't consider the operating costs of an asset. This can prove detrimental in the long run when one starts going through unaccounted operation expenses. Unforeseen expenditure can lead to poor credit scores since one did not prepare for them.

When buying an asset, it is imperative to consider the sort-term and long-term costs. The short-term costs are the immediate costs that are often clearly identified in the initial stages. The short-term costs are purchase and transportation costs. The long-term costs are costs that will be incurred with time, over the life of an asset. Examples of long-term costs are; depreciation costs and  operations costs.

In our case above, the best option would be Supplier B since it's total cost of ownership is cheaper compared to Supplier A and Supplier C.

What is the purpose of the Equal Employment Opportunity Commission (EEOC)? A. To interpret and enforce federal laws prohibiting embezzlement
B. To interpret and enforce federal laws prohibiting gambling
C. To interpret and enforce federal laws prohibiting taxes
D. To interpret and enforce federal laws prohibiting discrimination

Answers

Answer:

D. To interpret and enforce federal laws prohibiting discrimination

Explanation:

Final answer:

The Equal Employment Opportunity Commission (EEOC) is a U.S. federal agency that interprets and enforces federal laws prohibiting discrimination in the workplace.

Explanation:

The Equal Employment Opportunity Commission (EEOC) is an agency of the United States federal government. Its main purpose is D. To interpret and enforce federal laws prohibiting discrimination. This includes discrimination based on race, color, national origin, sex, religion, age, disability, and genetic information. The EEOC works to prevent discrimination before it occurs through outreach, education and technical assistance programs. When individuals feel they have been discriminated against, they can file a complaint with the EEOC, who will then investigate the claim.

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These are steps in the decision-making process except for _____.know yourself
identify options
create at least two plans
select the best option

Answers

Since decision-making processes can be implemented in a variety of circumstances, the steps tend to be as general as possible so that the methods can be adapted in a diverse set of situations. Thus, from the available options, the choice that would not be sensibly found in steps in making decisions would be (A) know yourself.

That option would be applicable in a decision-making process that is related to personal choices, but would be unsuitable to be used in a decision-making process for situations such as deciding which marketing approach to be used for selling a product.

Option A is the answer, Know Yourself.

There are different steps involved in making a decision like, You identify that you need to make a decision, you gather relevant information, you identify the alternatives, you choose an alternative, you make a decision and then you review the consequences.

In this whole process, it is not necessary to know yourself. You are not making an assessment of yourself. You are going to make a decision. So it is not needed to focus on yourself while making a decision.