Answers
Answer:
a. an increase in lending activity.
Explanation:
Interest rate caps (ceilings) are a normative in adjustable-rate mortgage agreements. They define the maximum interest rate permitted in the loan period.
Since they evidently benefit the borrowers (they will never have an exorbitant interest rate), that gives them the incentive to borrow. On the other hand, banks become more secure that the borrowers will not default the loan (when the interest rate becomes high), so they get the incentive to lend.
Related Questions
You are trying to decide whether to take a vacation. Most of the costs of the vacation (airfare, hotel, and forgone wages) are measured in dollars, but the benefits of the vacation are psychological. How can you compare the benefits to the costs
write a response that describes how knowledge of the accounting equation and financial statements discussed in week 1 might be used by the Medical office Manager during normal business activities. Indicate in your answer why you believe this to be so.
Daisy, Inc., hopes to report a total book tax expense of $160,000 in the current year. This $160,000 expense consists of $240,000 in current tax expense and an $80,000 tax benefit related to the expected future use of an NOL by Daisy. If the auditors determine that a valuation allowance of $30,000 must be placed against Daisy's deferred tax assets, what is Daisy's total book tax expense
During the first five years of operations, Red Raider consulting reports net income and pays dividends as follows.Year Net Income Dividends Retained Earnings1 $1200 $500 2 1700 500 3 2100 1000 4 3200 1000 5 4400 1000 Calculate the balance of retained earnings at the end of each year.
Answers
Answer:
You must post the whole paragraph?????
2. %
Answers
Answer:
Margin of safety in dollars is $91,000
Margin of safety as percentage of sales is 26%
Explanation:
Margin of safety can be defined as the amount of output or sales that a business can make before it reaches its breakeven point.
To calculate margin of safety in dollars
Margin of safety= Sales - Breakeven sales
Margin of safety= 350,000- 259,000
Margin of safety= $91,000
To calculate margin of safety as a percentage of sales, we use the following formula.
Margin of safety = (Sales- Breakeven point) ÷ Sales
Margin of safety = (350,000- 259,000)÷ 350,000
Margin of safety= 0.26= 26%
Answer:
1. Margin of Safety(MOS) expressed in dollars =91,000
2. Margin of Safety(MOS) expressed as percentage = 26% (to the nearest whole number)
Explanation:
The MARGIN OF SAFETY is applied as a measure of the difference between the actual sales and break-even sales.
In other words, to find Margin of Safety, you subtract break-even sales from the actual sales.
MOS is used to determine at which level sales can drop before a business incurs losses. It is a tool by which actual or budgeted sales may be decreased without resulting in any loss.
1. Formula for Margin of Safety(in dollars):
Margin of Safety(in dollars) = Actual/Budgeted Sales ➖ Break-even Sales
Where:
Actual Sales = $350,000
Break-even Sales = $259,000
➡ Margin of Safety(in dollars) = $350,000 ➖ $259,000 = 91,000(ans)
2. Formula for Margin of Safety (expressed as a percentage) = [(Actual/Budgeted Sales ➖ Break-even Sales) ➗ Actual/Budgeted Sales] ✖ 100%
Where:
Actual Sales = $350,000
Break-even Sales = $259,000
➡ Margin of Safety (in percentage) = [($350,000 ➖ $259,000) ➗ $350,000] ✖ 100%
= ($91,000 ➗ $350,000) ✖ 100%
= 0.26 ✖ 100% = 26%(ans).
Answers
Answer:
(A) Mastering nonverbal signals will allow you to "read someone like a book."
Explanation:
Nonverbal communication refers to all the ways peop`le can communicate without using language like:
- tone of voice
- gestures
- posture
- eye contact
- body language
It is more probably that people inccur into nonverbal language without know they do so. In most of the time is unconsciosly
Anyway, mastering will not allow you to fully understand people entirely, people are different and they can expresse something but think different. And this is also applicable to nonverbal communication.
Answer:
The false statement is Mastering nonverbal signals will allow you to "read someone like a book."
Explanation:
Nonverbal signals tell us a lot about a person and his behavior and personality, but we cannot say that triumphing can let us flip through someone like a book.
Most of the time, nonverbal signals are inadequate without verbal communication, and nonverbal signals don't tell us with assurance regarding anything.
Learn more about nonverbal communications refer:
Answers
Answer:
$35,720
Explanation:
The computation of the total bonus for the existing partners is shown below;
Total capital is
= $210,000 + $123,000 +$86,000
= $419,000
Now
Share of new partner
= $419,000 × 12%
= $50,280
But the actual amount that needs to pay is $86,000
So, the bonus would be
= $86,000 - $50,280
= $35,720
Hence, the total bonus for the existing partners is $35,720
Answers
Answer:
-$3
Explanation:
Data provided in the question:
Cost of raffle ticket = $5
Number of tickets sold = 2000
Probability of winning = 1 ÷ 2000 = 0.0005
Winning prize = $4,000
Now,
The expected value of prize = Probability of winning × Winning prize
= 0.0005 × $4,000
= $2
Therefore,
The expected value for this raffle
= expected value prize - Cost of raffle ticket
= $2 - $5
= -$3
b. $13,500.
c. $11,812.
d. $9,190.
Answers
Answer:
option (b) $13,500
Explanation:
Data provided in the question:
Cost of the plant asset = $96,0003
Salvage value = $12,000
Useful life = 8 years
Now,
using the double-declining-balance method
Depreciation rate =
or
Depreciation rate =
or
Depreciation rate = 0.25 or 25%
Thus,
For year 1
Depreciation expense = Depreciation rate × year book value
= 0.25 × $96,000
= $24,000
Book value for year 2 = $96,000 - $24,000 = $72,000
For year 2
Depreciation expense = Depreciation rate × year 2 book value
= 0.25 × $72,000
= $18,000
Book value for year 3 = $72,000 - $18,000 = $54,000
For year 3
Depreciation expense = Depreciation rate × year 3 book value
= 0.25 × $54,000
= $13,500
Hence,
The correct answer is option (b) $13,500