Scarlett is unable to repay her loan on time due to some personal problems. she informs the financial institution and asks for some more time to repay the loan. however, the financial institution sends its agents to scarlett’s office. these agents insult her in public. which law has the financial institution violated?

Answers

Answer 1

Answer:

ANSWER: Fair Debt Collection Practices Act (FDCPA)

EXPLANATION: The Fair Debt Collection Practices Act (FDCPA) is a law that limits and restricts the individual or entity who is involved in attempting of collection of debts even if it is on behalf of any individual or company. The law restricts means and methods on how the debtor can be contacted, when they can be contacted and how many times a day the debtor can be contacted. If FDCPA is violated, the debtor can file a suit against the debt collection company or individual within one year to collect attorney and damage fees.

Answer 2

Answer: Fair Debt Collection Act. it prevents abusive practices of debt collecting. sorry it took a while to answer.

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