Jamal tried to apply for a mortgage. However, he was turned down for the loan because the loan officer noticed that he had made late payments to his credit card and he had not made payments on a loan. What questions should he have asked himself before deciding to buy a home?A) Do you have enough money saved up to cover two to three months of mortgage payments in case you lost your job?
B) Do you have a steady income and stable job?
C) Do you have a good credit report and credit score?
D) Do you have enough money saved for a down payment and closing costs?

Answers

Answer 1

Answer:

Answer:

Explanation:

The payment of credit bills generates points. Each person in default has a negative score. For Mortgages, one of the first procedures is to verify the Credit report, to check for customers in default, and Credit Score to see how many points does the prospective client have. Having these pieces of information, the process of Mortgage loan may continue or not.

Answer 2

Answer: C) Do you have a good credit report and credit score?

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Jeb looked through a magazine and found an article called “A Look Back at the Civil War.” What would be the quickest way for him to find out if the article contained any information on Robert E. Lee? A. Read reviews of the article. B. Read the entire article. C. Scan the article. D. Summarize the entire article.
interview any business owner on how he/she ensures that the elements of TQM positively impact on the business
Which market do consumers benefit the most from?a. perfect competition b. monopolistic competition c. monopoly d. oligopoly
Job order costing and process costing are a.cost flow systems b.inventory tracking systems c.cost accounting systems d.pricing systems
Consist(s) of short-term unsecured promissory notes issued by financial institutions and other major corporations.

______ uses email messages or IMs that appear to be from those you do business with, such as your bank, credit card company, or social network. A) Spoofing B) Phishing C) Cyberbullying D) Pharming

Answers

Answer:

Phishing

Explanation:

Phishing can be regarded as a cybercrime, it is when someone is masquerading him/her self as someone you trust to get the target information such as bank credit card, personal data and others from you as their target.

It should be noted that Phishing uses email messages or IMs that appear to be from those you do business with, such as your bank, credit card company, or social network.

Supply curves are created when the data from a answers:
a. demand curve is graphed.
b. demand schedule is graphed.
c. supply schedule is graphed.
d. store's daily receipts is collected

Answers

Supply curves are created when the data from a supply schedule is graphed. The correct answer is C.

If an internet service provider receives information that spam e-mails are being received by its customers from a foreign entity, and then shares details of those e-mails (dates received, header information) to the government of the country from which they came, is the customer likely to win a lawsuit against the ISP for sharing that information?

Answers

Answer:

No, because the U.S. Safe Web Act provides immunity to the ISP from liability for such action.

Explanation:

In the Safe Web Act actually states that ISP and other information sharers must follow some rules and thus enjoy some advantages when helping the government fight spam, spyware, and Internet fraud and deception.

One of these rules is called Reciprocal Information Sharing. In this article of the Safe Web Act, an ISP is permitted to share confidential information without a customers approval if required by the government in order to halt fraud, deception, spam, spyware and other consumer protection law violations targeting him or her.

If the ISP does this, is automatically protected by the Article 8, which covers the ISP with immunity to lawsuit, or liability from sharing private information with the government in a voluntary manner needed to prevent or halt wrongdoings to the customer or federal agencies.

In order to effectively manage the company’s value chain,a. the customer service function should focus on offering high-quality products at higher prices.b. the production function should locate customers and persuade them to buy the company's products.c. the materials management function should hold greater inventories in order to avoid shortages.d. the marketing function should focus on customer needs rather than the type of products.e. the sales function should control the movement of physical materials from procurement through customer delivery.

Answers

Answer:

c. the materials management function should hold greater inventories in order to avoid shortages.

Explanation:

MM, i.e material management function is the core function of the organization supply chain as it includes the supply chain execution capabilities. And is used to plan total material requirements which are then communicated to procurement and other functions for sourcing,

Also determining the inventory levels to hold for each type of inventory in order to avoid shortages. As the major challenges they face s the maintenance of the material flow.

Out of the four benefits of direct deposit (safety, convenience, quick access to money, increased savings), which is the MOST compelling to you? Why?

Answers

Direct deposit is most compelling to me because of the convenience that it offers.

Direct deposit:

refers to when money is sent electronically to your account
ensures that you do not need to use a check or a deposit slip to deposit money into your account

In order to use a check or a deposit slip to deposit money into your account, you need to go to the bank to do so. This takes time out of your day and depending on the situation at the bank, can be quite time consuming.

Being able to just deposit money electronically ensures that this time is not wasted which makes it much more convenient and the major reason I prefer direct deposit.

In conclusion, the convenience that direct deposit offers is the most compelling benefit its has in my opinion.

Find out more at brainly.com/question/11377473.

Final answer:

The most compelling benefit of direct deposit is convenience because it allows for automatic and electronic transfer of money without the need to physically visit the bank.

Explanation:

Direct deposit is a financial service that electronically transfers funds from one account to another. It is commonly used for payroll purposes, allowing employers to deposit employees' salaries or wages directly into their bank accounts. It offers convenience, security, and quicker access to funds compared to traditional paper checks.

The most compelling benefit of direct deposit is convenience. Direct deposit allows you to receive your money automatically and electronically into your bank account without having to physically go to the bank. This means you don't have to worry about losing checks or waiting for them to clear. Additionally, direct deposit makes it easier to manage your finances and track your transactions.

Learn more about Benefits of direct deposit here:

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The natural rate of unemployment:_______. a. means that the economy will always operate at that rate. b. is equal to the total of frictional and structural unemployment. c. is a fixed unemployment rate that does not change over time. d. means that the economy will always realize its potential output.

Answers

Answer:

B. is equal to the total of frictional and structural unemployment.

Explanation:

The natural rate of unemployment is the sum of frictional and structural unemployment at any given time. Economists estimate that for the United States this rate is around 3.5%.

Unemployment has a natural rate because no matter how good the economy is doing, some people either do not want to work, are in between jobs (frictional unemployemt), or lack the skills necessary to get employed and need to undergo training (structural unemployment).

Other Questions

Lyman’s business has grown to 400 employees with annual revenues of $15 million. He would like to expand further but needs another $5 million. He should consider:

Economic growth will A. be faster if more capital per hour is used because of increasing returns to capital. B. slow down or stop if more capital per hour is used because of diminishing returns to capital. C. not be affected because the key to economic growth is capital accumulation whether there are diminishing returns or not. D. not be sustained if developing countries stop accumulating capital because of diminishing returns to capital. Some economies are able to maintain high growth rates despite diminishing returns to capital by using A. better or enhanced technology, along with accumulating capital; these economies are growing because technology, unlike capital, is subject to increasing returns. B. a larger proportion of capital, thereby making their production capital intensive, so the sheer volume of capital protects them from diminishing returns to capital. C. a labor-intensive technology because labor, unlike capital, is not subject to diminishing returns. D. a newer production method that, if used properly, produces increasing returns to capital.

__________ is one of the key factors in effective teams.a. Building trust b. A good leader c. Clear rules d. A goal handed down from upper management

Suppose that the current value of all of a mutual fund's holdings is determined to be $750 million. The fund's liabilities are $125 million and it grew at 20% from last year. It currently has 45 million shares outstanding. What is the fund's NAV?A) $12.00 per shareB) $13.89 per shareC) $14.40 per shareD) $16.80 per share