Banks operating on the basis of ___ ___ are vulnerable to panics or runs

Answers

Answer 1
Answer:

Banks operating on the basis of fractional reserve banking are vulnerable to panics or runs. Fractional reserve banking refers to the practice of banks holding only a fraction of their deposits as reserves and lending out the rest.

This system allows banks to make profits by charging interest on loans, but it also means that banks have a limited amount of cash available to meet the demands of depositors who wish to withdraw their funds.

In the event of a panic or run on the bank, where many depositors try to withdraw their funds at once, the bank may not have enough reserves to meet these demands and may be forced to close.

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Earned income and capital gains (or "portfolio income") are acquired in different ways. Which statement describes how they are different? a. Earned income and capital gains are both based on the number of hours you work. b. Earned income is payment for employment, while capital gains are produced by your investments. c. Capital gains are received if you manage the company, but earned income is received if you are an employee of the company. d. Earned income is when you make the investment directly, but capital gains are when someone else has managed your investments.
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__________ letters notify patients of no-shows, while __________ letters inform patients of upcoming appointments. Normal lab result, missed appointment


Appointment reminder, missed appointment


Missed appointment, appointment reminder


Termination, missed appointment

Answers

I would say C it makes the most sense to me in the blanks.

Final answer:

Missed appointment letters are sent to patients to notify them of their failure to attend a scheduled appointment. Conversely, appointment reminder letters are sent out ahead of a scheduled appointment to help patients remember their upcoming appointment. Therefore, missed appointment letters notify patients of no-shows, while appointment reminder letters inform them of their upcoming appointments.

Explanation:

In the healthcare field, two types of letters figure prominently in communication with patients, namely, missed appointment letters and appointment reminder letters. Missed appointment letters are sent to patients who have failed to show up for their scheduled appointments. These serve to inform the patients of their absence and often include a note on the significance of attending their appointments.

On the other side, appointment reminder letters are sent to patients before their scheduled appointments. It serves to remind patients of their upcoming engagements and typically includes the date and time of the appointment. In conclusion, missed appointment letters notify patients of no-shows, while appointment reminder letters inform patients of upcoming appointments.

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Loan forgiveness occurs when all or part of an educational loan is canceled by _____.Select the best answer from the choices provided.
a private lender
a college
a parent
the federal government

Answers

I would say either the private lender, or the college. However "a private lender" rings a bell more than college does. 

Sorry about this, hope it helps though :)

​Historically, stocks have delivered a​ ________ return on average compared to Treasury bills but have experienced​ ________ fluctuations in values.

Answers

Answer:

Historically, stocks have delivered a​ higher return on average compared to Treasury bills but have experienced​ higher fluctuations in values.

Explanation:

Buying a share of stock means purchasing a share of ownership in a company but when you buy a Treasury bill, you are making a loan to the U.S. government. Due to the higher risk associated with stocks, they traditionally provide a much higher return than Treasury bills.

Bob consumes food and housing. Suppose his marginal utility from an additional unit of food is 20 and his marginal utility from an additional unit of housing is 100. ​ Furthermore, suppose the price of a unit of food is ​$1.00 and the price of a unit of housing is ​$2.00. Can Bob increase his utility without changing his total expenditures on food and​ housing? Holding expenditures​ constant,A. Bob can increase utility by spending more on food and the same amount on housing.
B. Bob cannot increase his utility
C. Bob can increase utility by spending more on food and less on housing.
D. Bob can increase utility by spending more on food and more on housing.
E. Bob can increase utility by spending less on food and more on housing.

Answers

Answer:

Option (E) is correct.

Explanation:

For utility maximization,

Bob's consumption of Housing and food should be such that:

(Marginal\ utility\ of\ housing)/(Price\ of\ housing)=(Marginal\ utility\ of\ food)/(Price\ of\ food)

Here,

(Marginal\ utility\ of\ housing)/(Price\ of\ housing)=(100)/(2)

                                                                                              = 50

(Marginal\ utility\ of\ food)/(Price\ of\ food)=(20)/(1)

                                                                                   =20

Bob is not maximizing utility, as these two terms are not equal(50 > 20).

Since the marginal utility per rupee spent on housing is greater than that on food.

Hence, Bob can increase his utility just by consuming more of housing and less of food.

On January 2, 2018, Schneider Company issues $100,000 of 6% bonds. Interest of $3,000 is payable semi-annually on June 30 and December 31. The bonds mature in 5 years. The bonds issued for $95,842 with an effective interest rate of 7%. Effective interest recognized on June 30, 2018, using the effective interest method, will be equal to (round to the nearest full dollar)

Answers

Answer:

$3,354.

Explanation:

$95,842 * 0.035 = $3,354.

When planning a taper phase, a reduction in training _______ is most recommended? 1) Intensity 2) Duration 3) Volume 4) Frequency

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Answer:

when planning a taper phase a reduction in training duration is most recommended.

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