What are the three main categories of insurance business?

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Answer 1

Answer: health ,home owners ,and auto

Related Questions

The profit motive is important to a market economy because it
Today, Jennifer earns $50000 at her first job. Her mom used to make $15,000 at her first job in 1975. Jennifer is of the opinion that she makes more than her mom would have made if she started working today. Her mom thinks Jennifer would have earned less than she if Jennifer had started working in 1975. If the CPI today is 231 and the CPI in 1975 was 82, then
Ski Safety sells emergency safety and rescue products to ski patrols and rescue workers at prices that are below those of its competitors, which offer a larger line of more expensive products and focus on broader markets. Ski Safety is pursuing a ____ strategy.
In addition to contributing money to a candidate, which is limited to only $5,000, which way does a PAC contribute to campaign efforts?a. transportation b. gifts c. food and lodging d. advertising
In two paragraphs, compare secured and unsecured types of credit. Secured sources of credit include title loans and personal loans. Unsecured sources of credit include peer-to-peer loans and payday loans. Research one type of credit from each category (secured and unsecured) to compare the sources of credit. In the first paragraph, compare secured and unsecured credit and briefly describe the two types of loans you researched. In the second paragraph, compare these two types of loans. Your comparison should discuss elements such as risks and rates. Be sure to support your comparison with evidence.

A lender may view a large down payment from a borrower to be aA. reason to increase interest rates
B. reduction of risk
C. shady business transaction
D. signal of future default

Answers

A lender may view a large down payment from a borrow to be a reduction of risk. If a person has a large down payment, it shows they are good with saving money. The correct answer is B.

Which of the following is true about present value calculations? Other things remaining equal, the present value of a future cash flow increases if the investment time period increases.
Other things remaining equal, the present value of a future cash flow decreases if the investment time period increases.

Answers

Answer:

The correct answer is letter "B": Other things remaining equal, the present value of a future cash flow decreases if the investment time period increases.

Explanation:

Present Value informs us how much a future sum of money today is worth, given a defined return rate. This is an important financial concept based on the principle that the money received in the future is not worth as much as today's equivalent amount.

For instance, three years from now, $5,000 received is not worth as much as $5,000 received today. If you are investing the $5,000 now, it will be worth more than the original amount assuming a calculated rate of return in two years. Waiting for two years to invest the money is a two-year loss of interest, making the future money worth less than the $5,000 now.

Final answer:

The present value of a future cash flow decreases when the investment time period increases.

Explanation:

Present value is a financial concept used to determine the value of a future cash flow in today's terms. When the investment time period increases, the present value of a future cash flow decreases, assuming all other factors remain the same. This is because the longer the time period, the more uncertainty and risk associated with receiving the cash flow.

For example, let's say you have the option to receive $1,000 in one year or $1,000 in ten years. Assuming a constant interest rate of 5%, the present value of $1,000 in one year would be greater than the present value of $1,000 in ten years. This is because there is more time for the interest to accumulate on the $1,000 over ten years, making it less valuable in today's terms.

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Identify three challenges bricks constructions may encounter when trying to implement their corporate social investment plan in the local community

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The right answer for the question that is being asked and shown above is that: "Bricks Construction might not have enough funds to implement a project int he community. It also includes the employees' difficulty in managing the program. Because of this, it will be a difficult to sustain most especially economic's downside."

In economics, what is it called when individuals focus on perfecting a limited range of tasks, so as to become experts in those specific areas? A. limitation B. capitalization C. specialization D. underutilization

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Answer:

C. Specialization

hope this helped i just took the test

John d rockefeller built his own oil empire by creating

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John D. Rockefeller built his own oil empire by creating Monopoly

In 1882, He managed to buy all of his rivals in oil industry, making his company, the Standard Oil became the one and only oil company in the United states without having a single rival in the industry

Capital budgeting is the process of: a. keeping track of all the revenues and expenses incurred by a firm during the year.
b. determining how much capital a firm should raise.
c. determining how much debt a firm should budget for in its capital structure.
d. determining which capital investments a firm should make.

Answers

Answer:

d. determining which capital investments a firm should make.

Explanation:

Capital Budgets are prepared to determined which capital investments a firm should make. This takes into account the projected cash flows and discounting them with the firm`s cost of capital to determine the net presentvalue of a capital project.

Answer:

determining which capital investments a firm should make.

Explanation:

Budgeting is the process by which an individual or a business plan future spending on the various projects they want to accomplish.

Budgeting helps with proper planning and avoids waste.

Capital budgeting is the process of ascertaining if spending on long term investment like new products, research and development, new machinery, and so on is worth it and relevant for the company.

Other Questions

After conducting a financial transaction, a company’s accounting staff records a $1,000 decrease in a particular asset. in order for the accounting equation to balance, the accounting staff must also record which of the following things?

On January 1, 2012, Sunland Company issued $18000000 of 8% ten-year bonds at 103. The bonds are callable at the option of Sunland at 105. Sunland has recorded amortization of the bond premium on the straight-line method (which was not materially different from the effective-interest method). On December 31, 2018, when the fair value of the bonds was 96, Sunland repurchased $4020000 of the bonds in the open market at 96. Sunland has recorded interest and amortization for 2018. Ignoring income taxes and assuming that the gain is material, Sunland should report this reacquisition as

Lindsey birch is planning a van service to transport large or unmanageable pets to their veterinarian. in the bissness information section of her bissness plan, she writes thag she believes her service will succeed because a. it will solve a problem b. her competition in clueless c. is wrong d. it's a creative idea

22) Where would the event purchased land for cash appear, if at all, on the indirect statement of cash flows?a. Operating activities section b. Investing activities section c. Financing activities section d. Does not represent a cash flow