Which of the following is an accurate description of trends in the banking industry over the last thirty years? A. Fewer people use banking services. B. Banks have become more decentralized. C. Banking has been unaffected by occasional recessions. D. Medium-sized banks have merged to become large banks.

Answers

Answer 1
Answer: The right answer for the question that is being asked and shown above is that: "C. Banking has been unaffected by occasional recessions." The statement that is an accurate description of trends in the banking industry over the last thirty years is that banking has been unaffected by occasional recessions

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Compensating balancesa. are a particular form of collateral commonly required on commercial loans.b. allow banks to monitor firms' check payment practices, which can yield information about their borrowers' financial conditions.c. are a required minimum amount of funds that a borrower (i.e., a firm receiving a loan) must keep in a checking account at the bank.d. are all of the above.

quizlit Businesses finance their operations using a mixture of ______. debt, such as issuing bonds, and equity, such as issuing stock interest and dividends capital investments, such as issuing stock and equity, such as issuing bonds debt, such as issuing stock, and borrowings, such as issuing bonds

Answers

Answer:

The correct answer is debt, such as issuing bonds, and equity, such as issuing stock.

Explanation:

Any of the capitals mentioned in each company has an exact measure, its deficit or excess are difficult situations that make the difference between losing or successful companies. Although when talking about financial resources, the desired situation is that they exceed the needs of the company, it is also true that if they exceed prudent levels, they fail to comply with a primary mandate of the business world: profitability, generate maximum profits with the least amount possible of assets or capital.

The sources of financing can be internal or external and at the same time have a link in the form of capital contributions or in the form of debt. Inmates refer to the ability to generate retained earnings and / or cash flows that can be reinvested in growth processes. In many cases the internal cash generation does not run at the same speed of the growth processes, this happens when the surpluses only partially cover what is required to leverage the expansion. In these cases, internal sources via capital are considered. On the other hand, the company can also resort to internal sources via labor liabilities or through provisions, which have a behavior by debt modality.

On April 1, Smart, Inc. paid $7,200 for an insurance premium on a three-year insurance policy. How does this transaction affect Smart's accounts

Answers

Answer:

A decrease of $7,200 in the cash account and an increase of the same amount in the prepaid insurance account occurred.

Explanation:

In this case, there are only two accounts available;

1. Prepaid insurance account

2. Cash account

When Smart decided to pay $7,200 for an insurance premium on a three-year policy, he used $7,200 in cash to purchase a prepaid insurance premium at the same cost. This can be illustrated in the table below;

Account type                                     Credit                                Debit

Cash account                                                                             $7,200

Prepaid insurance account              $7,200        

Total                                                   $7,200                             $7,200

From the above illustration, we can conclude that when Smart made a decision to purchase the insurance premium, he debited $7,200 from his cash account and credited $7,200 in his prepaid insurance account.

We can conclude that a decrease of $7,200 in the cash account and an increase of the same amount in the prepaid insurance account occurred.

The best moment to answer the phone isa. never—let the voice mail answer.
b. after the fourth ring.
c. on the first ring.
d. on the second ring

Answers

See there are pros and cons if you answer on the first ring people will think your always depentent on your phone and always have it with you

After the fourth ring people will just hang up and think you wont answer

If you never answer then people will just never call you
So the second ring is the best choice

Which root of insurgency discusses how foreign businesses can dominate critical portions?

Answers

Answer: Occupation or exploitation

Explanation:

Foreign business would find it differently difficult to break into the local market of a particular environment. One of the ways they can break into such market is by exploitation. They have to exploit the market by carrying out extraordinary deeds in what their products offer or how they intend selling their product to the local market they are approaching. They need to be creative with their plan and seek ways to capture the fancy of these market.

Because the value of a firm's stock depends on the after-tax cash flows it generates during its life, after-tax component costs of capital (i.e., the after-tax cost of debt) are used when computing a firm's weighted average cost of capital (WACC).

Answers

Answer:

True

Explanation:

Base on the scenario been described in the question, we know that, when the value of a firm's stock depends on the after-tax cash flows it generates during its life, after-tax component costs of capital (ACCC). The weighted average cost of capital ( WACC) are computed by the after tax components costs of capital (ACCC) , as seen in the question which is true

Answer:

The answer is said to be True

Explanation:

The weighted average cost of capital is a calculation of a firm's cost of capital in which each category of capital is proportionately weighted.

All sources of capital, including common stock, preferred stock, bonds, and any other long-term debt are entirely included in a weighted average cost of capital calculation.

Debt and equity are two components that constitute a company's capital funding. Lenders and equity holders will expect to receive certain returns on the funds or capital they have provided, since the cost of capital is the return that equity owners and debt holders will expect, WACC indicates the return that both kinds of stakeholders can expect to receive.

What part of a check is the LEAST important?

Answers

The Memo Line

Memo line is usually filled unofficial personal note from the check's issuer

like :

- "give $ 100 of this check as my reward to your Son, Marty"
or
- "Tell me if you've already cash this out"

The memo line on a check is typically considered the least important part.

What is the memo line?

It is a brief space where the payer can write a short description or note about the purpose of the payment, but it does not affect the transaction's validity or processing.

The critical elements of a check are the date, payee, amount, and signature. These details ensure the payment is authorized and directed to the correct recipient. While the memo line can be useful for record-keeping, financial institutions primarily rely on the essential information to process the payment accurately.

Read more about cheque here:

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